The Scholarship Foundation

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Student Loans and Grants

The Interest-Free Loan Program

Providing interest-free loans for postsecondary education to students on the basis of financial need has been the core function of The Scholarship Foundation of St. Louis since its creation nearly 100 years ago.

Each academic year, the Foundation provides approximately 500 students from the St. Louis metropolitan region with interest-free, fee-free loans for higher education. Qualifying recipients receive renewable loans of up to $11,000, depending on their specific financial needs.

Interest-free loans are available to students attending accredited, nonprofit postsecondary institutions. All fields of study, with the exception of the ministry, are eligible. Some funds within the Interest-Free Loan Program are earmarked for specific fields of study such as the Deedee Becker Loan Fund for nursing students. Others, called Designated Scholar Loans, are named for specific donors or honorees and include the possibility of personal contact between donors and recipients. In 2011, the James C. Bates & Alison Bates Charitable Lead Annuity Trust began providing substantial support to students through the Interest-Free Loan Program. Over the last five years, students have received nearly $22 million in interest-free loans and grants for postsecondary education from The Scholarship Foundation.

Grant Programs

The Scholarship Foundation partners with community organizations, foundations, and corporations to aid students seeking college degrees with scholarships and grants. These are renewable awards that do not have to be repaid. Students are selected based on criteria specified by the donor, such as field of study, place of residence, participation in a specific youth program, and/or college the student is attending. Students can apply directly for many of the Foundation’s grant programs. To learn more about these opportunities, please click any of the links below to access Scholarship Central:

Ava's Grace Scholarship

Marita Malone Scholarship
BJC Scholars Fund Scholarship
Neil Molloy Memorial Scholarship
Centennial Collaboration Scholarship

Helen E. Nash, M.D. Educational Trust Fund Scholarship

Charles Gallagher Scholarship

Normandy High School Scholarship

Deaconess Foundation Nursing Scholarship

Joe Pollack Memorial Scholarship

Equifax Finance Scholarship

rootEd Undergraduate Scholarship

Horizon Housing Foundation Scholarship

rootEd Community College Transfer Scholarship

Mildred E. and Francis R. Lynch Scholarship Grant

Scholarship for St. Louis Public School Graduates

In addition, the following grant opportunities are awarded internally by The Scholarship Foundation to students who apply using the general application:

Ann and Paul Arenberg Scholarship for a student involved in a designated partner program

Janney Loan Forgiveness Scholarship for medical school graduates who pursue careers in primary care

Joanne M. Clevinger Scholarship for nursing students participating in the Designated Scholar Loan Program

Marillac Mission Fund Scholarship for an immigrant student to attend St. Louis Community College

The Scholarship Foundation also selects students who have overcome great personal adversity to achieve their educational goals for Bravo Grants to honor their perseverance. Many Bravo Grants are sponsored by the Foundation’s generous donors, such as the Jefferson Foundation, the Saigh Foundation, Jack C. Taylor, and other individuals and organizations.

All grants are awarded within the policies for eligibility and selection set by the board of directors of The Scholarship Foundation of St. Louis. For more information about eligibility or how to apply to our Financial Aid programs, please explore the other pages under this section of the website or contact us.

The Emergency Loan Program

The Scholarship Foundation has, for the past several years, awarded the full loan and grant budget in the April application cycle. As a result, the Emergency Loan Program is currently inactive, since there are no funds available. However, if you are experiencing unforeseen educational expenses or unanticipated challenges with paying your educational expenses, members of our Student Advising Team are available to listen, make recommendations, and assist in identifying other resources that may be available. Please call our office to reach an advisor.